Salary Calculator
Free web tool: Salary Calculator
Quick Salary Presets
Monthly 3,000,000 KRW
Meal allowance, etc.
Gross Pay
3,000,000 KRW
Total Deductions
-605,550 KRW
Net Pay
2,394,450 KRW
Take-home 79.8%
Pay Composition
Deduction Breakdown (2026)
| Item | Rate | Amount |
|---|---|---|
| Social Insurance | ||
| NPS | 4.5% | 126,000 KRW |
| NHI | 3.545% | 99,260 KRW |
| LTC | NHI x 12.81% | 12,715 KRW |
| Employment | 0.9% | 25,200 KRW |
| Insurance Subtotal | 263,175 KRW | |
| Taxes | ||
| Income Tax | Progressive | 311,250 KRW |
| Local Tax | 10% | 31,125 KRW |
| Total Deductions | -605,550 KRW | |
| Net Pay | 2,394,450 KRW | |
Annual Salary Net Pay Table (2026)
Non-taxable 200,000 KRW · 1 dependent(s) — click a row to apply
| Annual | Mo. Gross | Mo. Ded. | Mo. Net | Rate |
|---|---|---|---|---|
| 2,400M | 2,000,000 | −346,559 | 1,653,441 | 82.7% |
| 3,000M | 2,500,000 | −476,055 | 2,023,945 | 81.0% |
| 3,600M | 3,000,000 | −605,550 | 2,394,450 | 79.8% |
| 4,000M | 3,333,333 | −691,881 | 2,641,452 | 79.2% |
| 4,800M | 4,000,000 | −864,541 | 3,135,459 | 78.4% |
| 5,000M | 4,166,667 | −920,907 | 3,245,760 | 77.9% |
| 6,000M | 5,000,000 | −1,219,232 | 3,780,768 | 75.6% |
| 7,000M | 5,833,333 | −1,517,558 | 4,315,775 | 74.0% |
| 8,000M | 6,666,667 | −1,802,535 | 4,864,132 | 73.0% |
| 10,000M | 8,333,333 | −2,420,986 | 5,912,347 | 70.9% |
Salary Net Pay Comparison
Compare two salaries side by side to see the net pay difference.
Salary A
Annual 40,000,000 KRW
79.2%
Salary B
Annual 50,000,000 KRW
77.9%
Salary B nets 604,308 KRW more per month
Annual net difference: 7,251,694 KRW (salary gap: 10,000,000 KRW)
Effective rate — A: 79.2% / B: 77.9%
About Salary Calculator
The Korean Salary Calculator computes your net take-home pay using 2026 Korean tax and social insurance rates. It deducts the four mandatory social insurances (National Pension 4.5% with cap at 6.17M KRW, Health Insurance 3.545%, Long-Term Care Insurance 12.81% of NHI, Employment Insurance 0.9%) plus progressive income tax and local income tax from your annual salary.
The tool features quick salary presets for common Korean job titles (Entry-level 30M, Associate 40M, Manager 55M, Senior Manager 70M, Director 90M), a monthly/annual toggle for flexible viewing, horizontal bar charts comparing gross vs net pay composition, and a comprehensive salary comparison table covering 24M to 100M KRW annual salaries.
All calculations run entirely in your browser with no server communication. This tool is designed for Korean employees, HR professionals, and job seekers who need a quick estimate of their net pay based on current 2026 tax and social insurance rates.
Key Features
- Calculates all four Korean social insurances: National Pension (4.5%, cap 6.17M), Health Insurance (3.545%), Long-Term Care (12.81% of NHI), Employment Insurance (0.9%)
- Applies 2026 Korean income tax brackets (6% to 45% across 8 tiers) with dependent deductions
- Quick salary presets for Korean job titles: Entry-level, Associate, Manager, Senior Manager, Director
- Monthly and annual toggle to view deductions and net pay in either time frame
- Visual bar chart comparing net pay, social insurance, and tax proportions with percentages
- Comprehensive salary comparison table from 24M to 100M KRW with take-home rates and mini bar indicators
- Interactive table rows: click any salary level to instantly recalculate all deductions
- Cross-links to related tools: Take-Home Pay, Payroll Calculator, Severance, Year-End Tax, Pension
Frequently Asked Questions
How are the four social insurances calculated in Korea for 2026?
The four Korean social insurances are calculated as percentages of taxable monthly salary: National Pension at 4.5% (capped at monthly standard income of 6,170,000 KRW), Health Insurance at 3.545%, Long-Term Care Insurance at 12.81% of the Health Insurance amount, and Employment Insurance at 0.9%. These are the employee-portion rates.
What is the non-taxable amount in Korean salary?
The non-taxable amount includes items exempt from income tax and social insurance calculations, most commonly the meal allowance up to 200,000 KRW per month. Other non-taxable items may include transportation subsidies and childcare allowances, depending on company policy and tax law provisions.
How does the 2026 Korean income tax bracket system work?
Korea uses a progressive income tax system with 8 brackets for 2026: 6% up to 12M KRW, 15% for 12M-46M, 24% for 46M-88M, 35% for 88M-150M, 38% for 150M-300M, 40% for 300M-500M, 42% for 500M-1B, and 45% above 1B KRW. The calculator applies these brackets to annual taxable income and divides by 12 for monthly tax.
What is local income tax in Korea?
Local income tax is an additional tax equal to 10% of the calculated income tax amount. It is collected by local governments. If your monthly income tax is 100,000 KRW, your local income tax would be 10,000 KRW, making total tax deductions 110,000 KRW.
What do the salary presets represent?
The presets represent typical annual salaries by Korean corporate job title: Entry-level (30M KRW), Associate/Daeri (40M), Manager/Gwajang (55M), Senior Manager/Chajang (70M), and Director/Bujang (90M). These are approximate market averages and vary by industry and company size.
How do I read the salary comparison table?
The salary comparison table shows annual salaries from 24M to 100M KRW. For each level, it displays the monthly gross pay, estimated monthly deductions, estimated monthly net pay, and the take-home rate percentage. Click any row to instantly load that salary into the calculator for detailed breakdown.
How do dependents affect the salary calculation?
The number of dependents (including yourself) affects income tax through personal deductions. Each dependent provides a 1,500,000 KRW annual deduction at a 15% credit rate. More dependents reduce your monthly income tax, increasing your net take-home pay.
Are these calculation results exact?
The results are close approximations based on 2026 Korean tax and social insurance rates. Actual deductions may vary depending on additional tax credits, special deductions, company-specific policies, and the simplified tax table that employers use. For exact amounts, consult your HR department or a tax professional.